Owner of an entrepreneur account
In order to be eligible for health insurance coverage, a person must have paid the minimum social tax contributions for the previous month. Data on a person for whom social tax has been received within the minimum social tax liability is provided to the Health Insurance Fund by the Tax and Customs Board.
If a person only operates through an entrepreneur account and has joined the second pension pillar, then, to be eligible for health insurance, they must receive at least €1,993.75 on their business account per calendar month in 2024, of which €398.75 is business income tax, of which, in turn, €239.25 is social tax.
If a person only operates through an entrepreneur account and has not joined the second pension pillar, then, to be eligible for health insurance, they must receive at least €1,921.25 on their business account per calendar month in 2024, of which €384.25 is business income tax, of which, in turn, €239.25 is social tax.
If your health insurance details have not been received by the Health Insurance Fund, please contact info [at] tervisekassa.ee or call (+372) 669 6630 to check your details.
A person with an entrepreneur account is entitled to health insurance if the amount of social tax received in the previous calendar month is at least equal to the minimum social tax liability. Insurance coverage will be established on the basis of the information sent by the Tax and Customs Board after the date of receipt of social tax (after the 10th day of the month).
Insurance is suspended after one month if the minimum social tax contributions are not paid in the following month.
You can check the validity of your health insurance in the service ‘My current account with the Health Insurance Fund’ of the state portal eesti.ee, by phoning the Health Insurance Fund’s customer service (+372) 669 6630.