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Health Insurance

Health Insurance

Last updated: 14.05.25

Please note!

You can check the validity of your health insurance on the Health Portal (www.terviseportaal.ee), on the state portal eesti.ee in the service ‘Account number and personal data in the Health Insurance Fund’, or by calling the Health Insurance Fund’s customer service line +372 669 6630

The Estonian Health Insurance Fund organises national health insurance in Estonia.

The following people are entitled to health insurance:

  • permanent residents of Estonia;
  • persons residing in Estonia on the basis of a residence permit or right of residence; or
  • persons legally staying in Estonia with a temporary basis of stay.


In the first two cases, a person is entitled to health insurance if they

  • are working and social tax is paid for them (incl. by themselves); or
  • are equivalent to insured persons; or
  • have signed a voluntary contract with the Health Insurance Fund.

 

A person legally staying in Estonia with a temporary basis of stay is only entitled to health insurance if they are employed and social tax is paid for them (incl. by themselves).


If, according to the population register, the insured person’s permanent place of residence is no longer in Estonia, the Health Insurance Fund has the right to terminate the person’s health insurance.

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